Terms of Service
Please review these terms carefully. They explain how we operate, your responsibilities as a user, and how we ensure compliance with all applicable regulations.
1. Acceptance of Terms
By accessing or using the Gateway Financial Settlement Relief website (the “Site”), you agree to these Terms of Service and our Privacy Policy. If you do not agree, please do not use the Site or our services.
2. Educational Nature of Content
Information provided on this Site, including calculators and blog articles, is for educational purposes only and does not constitute financial, legal, or tax advice. Gateway Financial Settlement Relief does not make loan offers. Program eligibility and terms depend on your individual financial profile and applicable state regulations.
3. No Upfront Fees
Gateway Financial Settlement Relief complies with the Federal Trade Commission’s Telemarketing Sales Rule (16 C.F.R. Part 310) prohibiting upfront fees for debt relief services. You are not obligated to pay until services are rendered in accordance with your client agreement.
4. Consolidation‑First Process
We operate on a consolidation‑first basis. When you check your options, we initially evaluate your eligibility for consolidation loan programs. If not eligible, we may refer you to a hardship relief program through our approved partners.
5. User Conduct
By using our Site, you agree not to engage in any activity that interferes with or disrupts its functionality, security, or data integrity. Automated scraping, data extraction, or fraudulent submissions are strictly prohibited and may be reported to appropriate authorities.
6. Limitation of Liability
To the fullest extent permitted by law, Gateway Financial Settlement Relief, LLC and its affiliates shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of the Site or reliance on any information provided herein.
7. Intellectual Property
All content, trademarks, and service marks displayed on this Site are the property of Gateway Financial Settlement Relief, LLC or its licensors. Unauthorized reproduction or distribution is strictly prohibited.
8. Privacy and Data Use
Your information is handled in accordance with our Privacy Policy. We maintain secure data practices and never sell your personal data.
9. State Restrictions
Due to licensing and compliance requirements, services may not be available in California, Oregon, West Virginia, Vermont, and Connecticut. Eligibility is determined at the time of your application.
10. Contact Us
If you have questions about these Terms, please contact us or call 888‑437‑7141. U.S.‑based specialists are available Monday through Friday, 9am–7pm ET.
11. Updates to These Terms
We may modify these Terms at any time. Updates will be reflected on this page with a revised effective date. Continued use of our Site after updates constitutes acceptance of the revised Terms.
Effective Date: October 2025